Equipment Finance. Reimagined.
Independent equipment financing for the lower-middle market. Loans, leases, and sale-leasebacks - structured, packaged, and placed through funding.
Benningworth is an independent equipment financing firm for founders and sponsors in the lower-middle market founders scaling their first facility, sponsors executing roll-ups, and operators navigating transition.
Most lower-middle-market deals reach lenders as a one-page application and a messy P&L. Ours don't. The financing terms a business commands are set by how the deal is built, so every transaction is packaged to an institutional standard: audited-quality financial presentation, collateral and credit analysis, and a competitive lender process run from first call through funding.
We place with institutional capital partners, regional banks, private credit funds, specialty lenders, and equipment finance platforms, lending partners whose teams have funded over $100 billion in equipment and commercial transactions. Independence ensures structure optimization, not product placement.
Every relationship is direct, documented, and measured in years.
Founded in 2025
About the Firm
Our Capabilities
Equipment Finance
Senior debt and term structures for equipment acquisition. 80–100% advance, terms aligned to cash flow and growth. Packaged to an institutional standard ,so lower-middle-market deals get read like middle-market ones.
Sale-Leaseback
Monetize existing equipment. Liquidity without operational disruption, on or off balance sheet. Capital you already own, unlocked and redeployed toward growth.
Leasing
Capital and operating lease programs across equipment classes. 100% financing including soft costs, fixed payments, flexible end-of-term options. Preserve cash and keep debt capacity open for what's next.